Claim Your 2.75% Factoring Rate! It All Starts With Booking A Meeting.

Factoring with us, you’ll get the money you have earned upfront without hidden fees or locked-in contracts. With this freedom, you’ll finally get the chance to grow your business, or hey, even get more time to spend with your family!

Get Started

First, fill out this form. Then we'll book your meeting and get you your low rate!

Our Exclusive Payments Partner:

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We partner with Tank Payments so you can get paid faster than ever before!


Tank Payments is the perfect solution for freight carriers who want to get paid quickly and easily.


Our partnership means that you can get funded the instant your invoices are purchased - faster than ACH and cheaper than wires.


With Tank Payments, you can operate your business on a no-fee VISA commercial card, or move the funds to where you need them.


You're in control of your income - so you can focus on what's important, running your business.

What you'll have with Provident Commercial Finance as your Factoring Partner:

Same day or next day funding available

No Application or Set Up Fees

No Monthly or Invoice Minimum Fees

TCS Fuel Cards

Fuel Advances

Pick and choose which clients you want to factor

Free Broker Credit Checks

Dispatching Services

DOT Compliance / Permits

Load Board - Trucker Path (10% off subscription)

Equipment Financing

So Much More...

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Brandon Bennett

Owner - Rolling Hills Express

We have enjoyed a valuable relationship with PCF since 2018. They have been a crucial ally in overcoming our previous funding limitations and helped us with our continued growth.

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Joseph Mandour

President – FAR Government, Inc.

You provide us with our confidence.

Dan Lynam

Daniel Lynam

Director of Operations - Sanford Federal, Inc

Not only does Provident provide us financial support through Accounts Receivable Financing and other custom-tailored solutions, but they also serve as an asset to our team by providing us advice and guidance on various situations that we encounter in our day-to-day. Provident has been critical to our company's success and we highly recommend their services.


Charlene Byron

CEO - Bright Day Cleaning Service, LLC.

Since 2017 PCF has been a life saver for me and my business. The team is helpful and reliable. I highly recommend them and their services.


Christopher Cook

Phantom Energy Group

Provident Commercial Finance has 100% changed my life.  I am a small business in the Oil and Gas Industry and was a start-up business a little over two years ago. In no way could my business or my family be where we are today without Provident. Talley and his team have made me feel very comfortable from day one in handling my financial needs. If you are a start up business or any business that needs financial support, Provident would be my ONLY call.